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Morgan Waterhouse
Stars reviews Verified Purchase

My Sterling Silver ring arrived today and I couldn't be happier! The quality and make is just what I was looking for! Definitely recommend!

Lenny V.
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Thank you for my earrings Janis. I love how vibrant green it is. I am so glad to have found your website after many years. I have enjoyed wearing the many pieces that I got from you when you had your shop in the city.

Pierina Vignolo
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Love my bracelet! Excellent quality 🥰👍🏼 The butterfly is so cute and the package is lovely! Recommend a 100%, customer service is the best 😃🔝love ILLARIY 💖


In 2015, Afterpay founder, Nick Molnar, identified a shift in payment behaviour amongst Millennial shoppers and a preference towards debit cards and aversion of credit. Nick was motivated to create Afterpay to cater to this generational shift by offering customers an alternative to credit.

Afterpay’s model is simple; it charges retailers to offer customers interest-free instalment plans by splitting a purchase amount over 4 manageable fortnightly instalments, available both online and in-store. The service is free to customers who pay on time, with no interest and no contracts.

Responsible spending has been built into Afterpay’s DNA – these rules help users which means Afterpay won’t let customers revolve into debt, no exceptions.

Customers can’t use Afterpay until they pay each instalment. This is what makes Afterpay different. Approved spending limits are largely determined by customers’ repayment history. For those who have only recently joined Afterpay, spending limits will generally be smaller.

Today Afterpay has millions of customers globally.