AfterPay

In 2015, Afterpay founder, Nick Molnar, identified a shift in payment behaviour amongst Millennial shoppers and a preference towards debit cards and aversion of credit. Nick was motivated to create Afterpay to cater to this generational shift by offering customers an alternative to credit.

Afterpay’s model is simple; it charges retailers to offer customers interest-free instalment plans by splitting a purchase amount over 4 manageable fortnightly instalments, available both online and in-store. The service is free to customers who pay on time, with no interest and no contracts.

Responsible spending has been built into Afterpay’s DNA – these rules help users which means Afterpay won’t let customers revolve into debt, no exceptions.

Customers can’t use Afterpay until they pay each instalment. This is what makes Afterpay different. Approved spending limits are largely determined by customers’ repayment history. For those who have only recently joined Afterpay, spending limits will generally be smaller.

Today Afterpay has millions of customers globally. 

https://www.afterpay.com/en-AU/how-it-works

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Black Triangle Screw Studs

Awesome studs. Beautifully finished. A little tricky to screw on as they’re so tiny but good things are worth the effort!…

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Blue Flowers 925 Silver Pendant By ILLARIY
Kai Higginson (Sydney, AU)
Great Birthday Gift!

This was a gift for my sister. It was delivered promptly and she was delighted with her new pendant. Thank you!!

Great necklace for my son!

The quality is outstanding and beautifully packed. Excellent customer service and a speedy delivery!!

Fast delivery and right size huggies!

I couldn’t be happier with these sterling silver huggies

D
Skull 925 Silver By ILLARIY
Dan Bailey (Sydney, AU)
Exceptional piece

Received my ring today, its solid with a polished finished. Thank you so much Janis